With the holidays upon us and the New Year knocking at our
door, I wanted to take a few moments to offer up my wishes for 2014. For those
who are happy and content, may you continue to experience such fortune. For
those who have experienced pain and loss over the course of the year, may you
always be surrounded by friends and family to comfort you during your trying
times. And for those who have lost their way and are at a crossroads in their
life, may you have the courage to keep moving
forward and learn to recognize all the blessings you most certainly have but
don't realize. If you are on my friends list it is because I truly do value and
appreciate you, whether it be a childhood friend I haven't seen in years, a
coworker, family or friends who live all over this wonderful globe of ours! May
2014 bring a year of self discovery, renewal, health and healing, happiness and
as much laughter as we can handle!
des Fêtes et le Nouvel An qui frappe à notre porte, je voulais prendre quelques
instants pour vous offrir mes voeux pour 2014. Pour ceux qui sont heureux et
contents, puissiez-vous continuer à vivre pareille fortune. Pour ceux qui ont
connu la douleur et la perte au cours de l'année, puissiez-vous toujours être
entourés par des amis et la famille pour vous réconforter pendant vos moments
difficiles. Et pour ceux qui ont perdu leur chemin et sont à un carrefour de
leur vie, puissiez-vous avoir le courage de continuer à avancer et apprendre à
reconnaître tous les bienfaits que vous avez très certainement mais ne vous
rendez pas compte. Si vous êtes sur ma liste d'amis c'est parce que je
reconnais votre valeur et vous apprécie, que ce soit un ami d'enfance que je
n'ai pas vu depuis des années, un collègue, famille, amis ou clients qui vivent
partout au travers de ce merveilleux globe à nous! Que 2014 apporte une année
de la découverte de soi, de renouvellement, de santé et guérison, de bonheur et
autant d'éclats de rire que nous pouvons supporter!
John and Bernice Klassen are stumped when asked what they miss about suburban Ottawa.
years ago, they sold their four-bedroom house in Nepean and moved to a
low-rise condo building not far from Elgin Street. They were like a lot
of baby boomers: fed up with maintaining a house that was too big for
"It was also a question of lifestyle,"
says John, 63, and now retired from Foreign Affairs and International
Trade Canada. "There, you had to get in the car just to buy a litre of
milk. Here, everything's within walking distance: the National Arts
Centre, the ByWard Market."
"The transition was so
easy, we've never looked back," says Bernice, also 63, and a retired
college teacher. "We both wanted to move downtown and we said: 'It's
either now or we won't be able to afford it.' "
Klassens, after a lifetime of working hard, likely needn't worry about
housing. They have pensions, savings and a comfortable home. Down the
road, they can sell the condo and transition into even smaller digs
where, if they choose, they can pay for meals and other aging-at-home
But there are many who should
worry, warns John Herbert, executive director of the Greater Ottawa Home
Builders' Association. "I think we're heading for a huge (housing)
crisis 10 to 15 years down the road."
Everything from the high cost of renovating existing housing stock to
make it suitable for aging to the insufficient supply and high price of
new accommodation for seniors.
"Builders won't build
unless they can sell and make a profit," says Herbert. "They're like
bankers - they don't take risks and they're not interested in
experimenting with new housing forms." Government won't assist builders
to start thinking outside the box, he adds, referring to the piecemeal
approach to housing policy in Canada.
smouldering thing right now because (boomers) are still working, but the
aging population is going to be falling through the cracks."
He may be right.
boomers, the huge cohort born between 1946 and 1964, have influenced
everything from the entertainment industry to the pace of house
construction as they have moved through their adult years.
the boomers are becoming seniors, swelling the country's grey-haired
population to new heights. In 2011, 14.8 per cent of Canadians were 65
or older, according to the latest census figures released by Statistics
Canada last week. That's almost double the eight per cent in 1971 who
were 65 or older. Within two decades, they'll be pushing 23 per cent.
not surprising that a study last year by the Conference Board of Canada
predicted that by 2030 about 80 per cent of the demand for new housing
will come from seniors. And most won't be looking for a sprawling,
two-storey suburban home with little access to shopping, medical care or
In fact, many of our current
homes - with stairs that challenge arthritic knees, doorways too narrow
for wheelchairs and heating, tax and maintenance bills that strain fixed
incomes - will prove impractical.
suburbs are not amenable to the needs of older people, notes Canada
Mortgage and Housing Corp. in its 2008 study Impacts of the Aging of the
Canadian Population on Housing and Communities. Although cities such as
Ottawa are forcing increased density, in part by including multi-family
dwellings in subdivisions, the 'burbs are still low-density places
built for cars and lack the easily accessible social and other services
CMHC notes that older suburbs, like
Lincoln Heights, built close to city centres and emerging areas of
commercial and other activity, may offer the services that newer
developments lack. However, while most Ottawa seniors currently live in
older areas such as Bay and College wards, those in their 40s and 50s -
the huge middle and tail end of boomerdom - live in less age-friendly
spots such as Orléans and Rideau-Goulbourn. That's according to A
Portrait of Ottawa Older Adults: Demo-graphic and Socio-Economic
Characteristics, a report released in 2011 as part of the City of
Ottawa's Older Adult Plan project.
Boomers could end
up moving into the older suburbs as their aging occupants leave for
other quarters. That, in turn, points out CMHC, could help revitalize
older neighbourhoods. But for boomers, that would likely mean taking on
homes needing expensive upgrades, not an appealing prospect for most.
Besides, the older we get, the less transient we become, say the experts.
builders are responding with specialized communities. The Legends at
eQuinelle in Kemptville, for example, is a neighbourhood of
adult-lifestyle bungalows and low-rise condos in a golf-course setting.
Built by eQ Homes, it offers open-concept bungalows - better than older
homes for walkers and wheelchairs - that come with a maintenance package
of grass cut-ting, snow removal and twice-yearly window washing.
But a home in an outlying area isn't for every boomer.
and Lorna Raskin, both in their mid-60s and still in a two-storey
single in Barrhaven with a basement laundry room and other increasingly
bothersome features, have been testing the housing market. They don't
plan to move for five years, but are already anxious about the limited
"We're caught between a rock and a hard
place," says Carl, a retired civil servant. "We're middleclass people
and the price of bungalows is out of sight." In Ottawa, new bungalows
average $480,000, according to PMA Brethour Realty Group. During the
first five months of 2012, resale bungalows averaged $350,374, according
to the Ottawa Real Estate Board.
The couple has
looked at condos, but the ones that meet their requirements would cost
$12,000 a year or more in condo fees and taxes alone. Their current home
is 41 years old and, they fear, wouldn't fetch enough to let them make
an even trade, let alone do the travelling they feel is among the
privileges of retirement.
They could get something
less expensive out of town, but with their family and friends in Ottawa,
driving is a deterrent. Like most Canadians, they want to age in-side
their own community.
"We'll probably end up renting," says Lorna resignedly.
The situation is already much more threatening for those without good pensions or other financial resources.
(originally the Canadian Association of Retired Persons; now billed as A
New Vision of Aging for Canada) makes that clear in its recent report, A
New Vision for Aging at Home. It references CMHC figures showing the
cost of seniors' housing in Canada is $1,909 a month for an average,
market-priced bachelor suite or room that includes light care such as at
least one meal a day.
The median annual income of a
single Canadian senior, CARP reports, is $20,800. That's a shortfall of
$3,000 a year on rent and light care alone.
The average annual cost in a private facility providing heavier care is $42,360.
Ottawa, according to A Portrait of Ottawa Older Adults, 6.8 per cent of
seniors were considered low income in 2006. Low income is defined as an
after-tax in-come of $21,384 for a family of two and $17,570 for
someone on their own. In Canada, seven per cent of seniors are in the
low-income bracket. However, in Ottawa, the proportion of low-income
seniors jumps to more than 18 per cent for singles. That's because it's
not that much more ex-pensive for two people to live than one.
men are catching up, women still outlive them. That can leave elderly
women in a vulnerable position when it comes to housing.
Community Housing does offer subsidized housing to about 95 per cent of
the 3,400 households in its 21 seniors-only buildings. About two-thirds
of those households are headed by women. There are another 1,600 units
headed by seniors in mixed-demographic buildings. OCH de-fines "senior"
as being 60 and older and says the wait period for the seniors-only
buildings is two to five years; the waiting period is longer for the
"Seniors run into
financial problems be-cause they didn't plan to live to be 90 or 100,"
says Christina O'Neil, executive director of Unitarian House, a
not-for-profit residence for independent seniors off Richmond Road. "My
message to politicians is: 'Recognize that affordability is an issue for
seniors and in the future, it's going to be bigger.' "
with all this is a clogged public health system that's traditionally
been poorly integrated with home support services for the elderly. That
integration is slowly taking place and should lead to seniors remaining
independent and healthy longer, easing the burden on health and other
"There's a lack of one-stop agencies
for all services and you won't find an agency that provides all the
services free of charge," says Margaret Dunn, chair of the City of
Ottawa Seniors Advisory Committee, which assists the municipality and
community in identifying and meeting the needs of seniors.
fact, CMHC's annual national housing report released last December says
the number of all seniors living in institutions will grow to almost
2.5 times the current level. That's a lot of new buildings.
Yet for most boomers, housing worries are over the horizon.
Heather Jamieson and her husband, Jean Haché, have been in their 2,100-square-foot Orléans single since 1990.
At 72, Haché is not a boomer, but 59-year-old Jamieson is.
long as we can continue looking after things here, we wouldn't even
consider moving," says Haché, who, like his wife, is retired.
"Our friends who are the same age as us have only moved if there was a death or a divorce," says Jamieson.
they are well-organized and for-ward-thinking in most other respects,
they have not looked into alternative housing should one of them
abruptly begin to de-cline or researched what they can do - adding grab
bars in the bathroom, looking at other kitchen configurations - to make
their home more suitable for aging at home.
can change in a heartbeat, but I don't think you have to always have a
Plan B. You handle what comes along," says Jamieson.
hardly alone in not being prepped for inevitable aging. A nation-al
survey commissioned by the Association for Canadian Studies and recently
re-ported in the Citizen found that only 38 per cent of those aged 65
and over were "worried" or "somewhat worried" about growing older. That
compared to 56 per cent in the 18 to 24 age group.
Having come of age in relatively prosperous and secure times, maybe boomers are just indelibly optimistic.
cautions Dunn of the Seniors' Advisory Committee: "What I hear from
seniors is that when a crisis hits, things fall apart because the
anticipation hasn't happened and the knowledge (of where to seek help)
If there's no family nearby - an
increasingly common occurrence in a transient society where seniors are
less likely to live with their adult children than in earlier
generations - "people get into a challenge."
and Jamieson say that with condos springing up in Orléans, they could
perhaps downsize with-out leaving their community. That would keep them
in touch with their network, considered a key factor in maintaining
health and happiness as we age.
Maybe there's not that much to agonize over anyway.
20 years, we've been hearing about this crisis of boomers and housing,
but aging happens at a glacial pace," says Ryan Berlin, a demographer
with Urban Futures, a Vancouver-based research and consulting group that
helps cities, provinces and developers plan for growth. "I always think
the market will adjust to the demand. Developers will see it coming and
there's lots of money to be made there. If we need apartments, we'll
"The leading edge of the baby
boomers is just now turning 66 and they're still very active. The
typical baby boomer is still 45 or 50 and their housing needs won't
change for an-other 15, 20 years."
There are signs some developers are responding to market forces.
a 209-hectare development of condos, townhomes and single-family homes
in Langford, B.C., includes secondary suites - independent, fully
equipped units for elderly parents or other tenants - in most of its
In Ottawa, meanwhile, Courtyard
Developments is building Hyde Park in Richmond, a mix of bungalows,
suites and apartments for those aged 55 and above where residents will
be able to access meal plans and even on-site medical care. The idea is
that not only can you remain in your community as you age, you can stay
in your unit.
While such developments are still rare
and often too expensive for those of limited means, they are a step
toward meeting the need for a range of seniors' housing options.
adult-lifestyle community: A seniors' community where residents live
independently, usually with access to golf, hiking and the like.
in place (or aging at home): Growing old in one's own home or community
as opposed to moving to a nursing home or other facility.
living: For people who require regular meal preparation, transportation
and other services, but not the full-time care of a nursing home.
of care: Care provided in a community where services/housing range from
independent and assisted living to total nursing care.
living: Residents, whether in their own home or a facility, can take
care of themselves. They may take advantage of meal or other services
but aren't dependent on them.
Nursing home: A
facility for people, especially older people, with a chronic illness or
disability; also called a long-term care facility. Services can include
assistance with personal hygiene and other daily activities.
community: A community where older residents live independently in
single homes or other units, but are not responsible for exterior
maintenance like lawn cutting.
Retirement home: A facility consisting of individual rooms or suites, but where meals and other activities are in common.
This shining and spotless home
is situated in a family area of Saint-Lazare close to all services. It has tons
of curb appeal and the backyard is extremely private.The kitchen and dining area are filled with
sunshine.Features: 3 +1 bedrooms, 2 bathrooms, family
room in basement and spacious backyard deck for entertaining.
Nestled on a large country lot in beautiful Saddlebrook,
this comfortable home is in a setting of tranquil charm. This quality built
home has been meticulously maintained.It offers a main floor family room, large country kitchen, dining room and living room. The backyard is as pretty as a private park. Spring, summer and fall, flowers abound in profusion. The backyard has quality rod iron fencing and there is an inground pool. If you like to
entertain, this is the home for you. This classic beauty is a pleasure to show.
This Victorian style home is located on
a picturesque lot in the heart of Hudson. This charming
home has 3 finished levels and is in move in condition. Features: spacious front hall with cathedral ceiling,
living room, dining room, kitchen, powder room, main floor office, 3 bedrooms
and walk out basement. The main floor has 9 ft ceilings. The grounds are
beautifully landscaped with luscious gardens. This classic beauty is a pleasure to show. Built in 1992.
Cette maisonde style victorienest situéesur un terrainpittoresqueau cœur deHudson.Cette charmante maisondispose de 3niveauxfinis etest
en condition telle que vous n’avez qu’à emménager. Caractéristiques:grand halld'entréeavec plafond cathédrale, salon, salle à manger,
cuisine, salle d'eau,bureauà l'étage principal, 3 chambres et sous-sol
avec sortie à l’extérieur.Plafonds de 9 pieds au rez-de-chaussée.
Le terrain est magnifiquementaménagé
avec desjardins luxuriants. Cette
beautéclassique est unplaisirà faire visiter.Construite en 1992.
Clé en main!
maisonva vous enchanter,tellement que vousaurez envie d'y emménager immédiatement. Elle est nichéesur un très jolilot avec arbres matures et jardins. Vous pourrez vous détendresur la véranda
panoramiqueetprofiter de lapaix et tranquillité. Lamaison a été décoréeavec goûteten état
telle que vous n’avez qu’à emménager. Lorsque vousentrez dans cette maisonaccueillante,vous allez adorer ladisposition des pièces. Étincelante etimpeccable.Lehall
d'entréeest vaste etl'escalier menant
au deuxième étage estspacieux. L'étage principal a des plafonds de 9
pieds, planchers de bois franc et terracotta et des
La cuisine, salle à manger et le salon sont remplis de lumière
naturelle. La cuisine à aire ouverte possède amplement d’espace de comptoir, et
un îlot de bar à déjeuner.
Le salon avec foyer au bois.
La salle à manger informelle ajoute du charme à vos réceptions.
Grande salle d’eau également située à l'étage principal.
Les doubles portes françaises s'ouvrent sur la grande terrasse arrière
Il ya un bureau à l'étage principal pour la personne qui travaille à la maison.
Cette pièce peut être utilisée comme salle familiale.
Il ya 3 chambres à coucher de bonnes dimensions au 2è étage.
La chambre principale avec garde-robes doubles et une salle de bain attenante.
Le sous-sol fini avec salle de jeux, atelier, salle d'eau, salle de
lavage et un grand espace de rangement.
Sous-sol éclairé avec sortie à l’extérieur, ce qui est bien pratique.
Le terrain est magnifiquement aménagé avec des jardins luxuriants.
Vouspourrez vous détendre dans
la cour surla terrasse à 2 niveaux avec sièges et pots de jardin intégrés. Cette maison està proximité à pied de
pharmacie, centre médical, banques et écoles. Fosse septique pourmaison de 3 chambres
à coucher. Fosse septiquenettoyée enmai 2013eten parfait
état. Nouveauxbardeaux de toiture en mai 2009.5 474,93$ Hydro: Mars2012-Mars2013:1 134,43$. Unité de climatisateur mural. Cettemaison de construction de qualité
n’attend que vous.
This home is so enchanting, that you’ll want to move right in.
It’s nestled on a very pretty lot which has grand trees and
You can relax on the front wrap around porch and enjoy what the
peace and quiet.
The house has been tastefully decorated and it is in move in
When you enter this inviting home, you will love the layout. It
is shining and spotless. The front hall is large and the stairway to the second
level is spacious.
The main floor has 9 foot ceilings, hardwood and terra cotta
floors and crown mouldings.
The kitchen, dining room and living room is filled with
sunshine. This open concept kitchen has ample counter space, and a breakfast
The living room has a wood burning fireplace.
The informal dining room adds charm to entertaining.
powder room is also located on the main floor.
The double French patio doors open
onto a newly built large back deck.
There is a main floor office for the person who works at home.
This room can be used as a family room.
There are 3 good size bedrooms on the second floor.
The master bedroom has double closets and an ensuite bathroom.
The finished basement has a playroom, workshop, powder room,
laundry room and a large storage area.
There is a bright walk out basement which is handy.
The grounds are beautifully landscaped with luscious gardens.
You can relax on the 2 level deck in the backyard which has
built in seating and built in garden pots.
This home is walking distance to everything: train, shopping,
pharmacy, medi-centre, banks and schools.
Septic system is for a 3 bedroom home.
Septic cleaned in May 2013 & it is in perfect condition.
Look no further! This stunning 2 storey home in Chanterel
will take your breath away. The grounds are beautifully landscaped with
attractive gardens, inground pool, automated sprinkler system and 2 car garage.
It offers a convenient main floor office and a bonus room above the garage and
finished playroom. A gem!
Ne cherchez pas plus loin! Cette superbe maison de 2 étages dans Chanterel va vous
couper le souffle. Le terrain est magnifiquement aménagé avec de beaux jardins,
piscine creusée, système d'arrosage automatique et garage 2 voitures. Il y a un
bureau pratique à l'étage principal et une pièce boni au-dessus du garage et
salle de jeux finie. Un bijou!
This home is impressively
gracious as it sits on a beautiful lot in the heart of Chanterel.
When you look out onto the
manicured lawn, you can see the stately trees which offer shade.
The present owners had the house
built by quality builder Groupe Immobilier Farand Inc.
This is a beautiful home. It has been tastefully decorated and
it is in move in condition.
The main floor has hardwood and ceramic floors and crown
There is an
office or den for the busy executive who needs an office at home. This room can
be used as a formal living room.
dining room is elegant and ideal for formal dining. Entertain in un-crowded
comfort in this spacious room.
room is generous in size and it is filled with sunshine.The magnificent gas fireplace is cozy and is the center
of cheerful gatherings.
functional kitchen has ample cupboards and counter space. Adjacent to the
kitchen is the dinette which is surrounded by windows overlooking the pretty
There are 4
bedrooms on the second level. The good size master bedroom offers ample space.
It has a walk in closet and a lovely bathroom. The master ensuite bathroom has
a separate shower and bath tub.
bedroom or bonus room is over the garage. This room does not have a closet
however it is large in size.
laundry area is on the second floor, close to the bedrooms.
The professionally finished basement has a playroom, work shop area
and lots of room for storage.
Enjoy the summer using the beautiful inground pool which is fenced.
The beautifully landscaped grounds have an automated sprinkler
system. The deck is
ideal for family barbeques or to sit and enjoy the views of the fully landscaped,
Septic system is for a 4 bedroom home.
Hydro: Jan 2012 – Jan 2013: $3,262.11
Irrigation sytem: September 2004. $2,335.01
Inground pool: May 2005: $18,700.
Finished basement: April 2010. $21,867.07
Cette maison est impressionnante de façon gracieuse, située sur un magnifique
terrain au coeur de Chanterel.
Quand vous regardez vers la pelouse bien entretenue, vous pouvez voir les
arbres majestueux offrant de l'ombre.
Les propriétaires actuels ont fait construire la maison par le contracteur de
maison de qualité Groupe Immobilier Farand Inc.
Très belle maison. Décorée avec goût vous n’avez qu’à y emménager.
Étage principal avec planchers de bois
franc et céramique ainsi que moulures de plafonds.
Il y a un bureau ou repaire pour les gens d'affaires qui ont besoin d'un bureau
à la maison. Cette pièce peut être utilisée comme salon traditionnel.
La salle à manger séparée est élégante et idéale pour repas de grandes
occasions. Recevez dans le confort non encombré dans cette pièce spacieuse.
Le salon est de dimensions généreuses et rempli de soleil. Le magnifique foyer
au gaz,propice à l’intimité est le
centre de rencontres réjouissantes.
Cuisine fonctionnelle avec beaucoup d’armoires et ample espace de comptoir.
Adjacente à la cuisine est la dinette
qui est entourée de fenêtres donnant sur la jolie cour arrière.
Il y a 4 chambres à coucher au deuxième étage.La chambre des maîtres est de bonne grandeur
et offre amplement d'espace. Elle dispose d'une garde-robe
« walk-in » et une belle salle de bain attenante. La salle de bain
possède une douche et bain séparés.
La quatrième chambre ou pièce boni est au-dessus du garage. Cette chambre ne
dispose pas de garde-robe mais elle est d’une grande dimension.
La salle de lavage est pratique au deuxième étage, à proximité des chambres.
Sous-sol fini professionnellement avec une salle de jeux, un coin atelier et
beaucoup d'espace de rangement.
Profitez de l'été avec la belle piscine creusée qui est clôturée.
Le magnifique terrain paysager est doté d'un système d'arrosage automatique. La
terrasse est idéale pour les barbecues en famille ou pour s'asseoir et profiter
de la vue de la cour paisible, entièrement paysagée.
Clé en main!
Fosse septique est pour une maison de 4 chambres.
Hydro: de janvier 2012 à janvier 2013:3
Système d’irrigation: Septembre 2004 : 2 335,01 $
Piscine creusée: Mai 2005: 18 700 $
Sous-sol fini: Avril 2010 :21 867,07
in your home is like any other investment. It needs to be monitored. All homeowners should have their equity evaluated once
a year. Now may be the perfect time.
valeur de réalisation réelle de votre propriété est comme tout autre type
d’investissement. Il est nécessaire de la contrôler. Tous les propriétaires
devraient faire évaluer cet avoir propre une fois l’an. Le moment idéal ne
serait-il pas maintenant?
Diane Laflamme is a professional realtor who sells homes primaily but not exclusively in the towns of Hudson, Saint Lazare, Rigaud and Vaudreuil-Dorion just off the western tip of Montreal Island.
Her familiarity with the Montreal market and the above-mentioned communities serves her clients well. Whether working with buyers or sellers, she applies her expertise and market knowledge to satisfy their expectations and conclude the sale. She is a detail-oriented real estate agent who strives to please her clients.
Known for their honesty and integrity, Diane and her husband Paul are full-time realtors who are well known, not only for their work, but for their contributions as volunteers through the years. The Hudson Firemen's Auction, the Hudson Street Fair, Nova, the Hudson Garden Club, the Hudson Yacht Club are only a few of the organizations to benefit from their time and help.
Repeat business from satisfied customers is the cornerstone of their commitment to be the best that they can be. Their aim is to help their clients move on to a better future!