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Tuesday, November 8, 2011

Quiz: What's Your Fashion Style?


Ladies Home Journal
Find out what your likes and dislikes say about your signature fashion style.
By Lisa Kovalovich

http://www.lhj.com/lhj/quiz.jsp?catref=lhj108&quizId=/templatedata/lhj/quiz/data/WhatsYourStyleQuiz_09202002.xml

http://www.lhj.com/style/fashion/clothing

Mrs. Claus' Cookbook

It's that time of the year again....soon anyway.
Check out these links:

http://www.northpole.com/Kitchen/Cookbook/MissingRecipe.asp

http://emailsanta.com/clock.asp






Sunday, November 6, 2011

The view of the city from Mount Royal takes your breath away...


I do love Mount Royal..... especially at this time of the year. I have so many wonderful memories of the mountain, park, Beaver Lake and more. It's important to take time to enjoy the scenery....Montreal is so beautiful.

http://montreal.com/parks/mtroyal.html

Sunday, October 30, 2011

Thinking about selling or buying?


Paul and Diane are Real Estate Agents who have experience that exceeds all expectations. Regardless of how large the task, Paul and Diane will rise to the challenge to win the day by using their knowledge and tenacity to overcome all obstacles.

Paul and Diane live in Saint-Lazare therefore they are familiar with the surrounding areas.

Paul and Diane know the market. They have a wealth of knowledge about urban and rural living plus they are master negotiators.

Diane & Paul accredit their success to excellent full time service, commitment and a knowledgeable and personable approach to their clients

Paul and Diane offer bilingual service.

Paul and Diane are consistent top producers. They are able to produce winning results for home buyers and sellers alike.

With much of their business originating from repeat clients and their referrals, Paul and Diane have dedicated many years building lifetime relationships.

Paul and Diane are community oriented. They can help you discover that community.

Paul and Diane…..more than just agents.

Saturday, October 29, 2011

Halloween is around the corner!

Baby, it's getting cold outside!

Now's the time to winterize your home.
There's nothing better than cozying up on your couch during a winter blizzard while you're warm and comfortable inside. And there's nothing worse than feeling cold winter drafts all around you because you didn't take the time to winterize your home.

Fall is the perfect time for homeowners to prepare their home for the inevitable cold and snow, and one of the most beneficial ways to keep heat in and cold out is by winterizing your windows and doors.

But before you pull out your caulking gun, pick up the phone and get an energy audit.

"The audit will tell you exactly where the issues are in your home," says Francois Hamann, president of Eco Insulation in Markham, Ont. "It's a federal program, so homeowners will get money back depending on what upgrade they're doing. They might as well take advantage because it really is the best way to make sure your home is ready for winter."

If you notice the snow around your home is melting faster than your neighbours or you have large icicles hanging from your home, there's a good chance your attic is poorly insulated. Hamann says one of the most important places to winterize is the attic: poorly insulated attics are responsible for 25 to 30 per cent of a home's heat loss. Hamann says most homes don't have an attic with an R-value (insulation value) rating higher than 24, but to properly insulate your attic a minimum rating of R40 is needed.

"If your attic isn't properly insulated, you'll experience pockets of air where it's colder in your home," says Hamann.

He notes the best way to insulate the area is with cellulose insulation, a cost-effective and environmentally friendly product that performs well in extremely cold temperatures.

To winterize windows and doors, using high performance spray foam insulation and caulking will ensure there is no air leakage. Replacing door jamb weatherstripping and re-caulking the exterior of windows are low-cost options that can make a big difference to your bottom line.

If your windows and doors are beyond repair, they should be replaced with new energy-efficient options.

Technical advances mean today's best windows allow heat to come in while preventing it from escaping. Adam Jones, owner of MAXgreen Windows and Doors Ltd. in Calgary, advises homeowners to invest in triple-paned (or triple-glazed) windows for ultimate efficiency.

A triple-pane window provides more insulation and is more energy-efficient than the double-pane window (or dual pane), not just because of the added barrier but because this extra layer allows another surface to be given a low-emittance (low-E) coating. Essentially a low-E coating hinders radiant heat transfer: very little heat will be lost from the inside or gained from the outside.

He also advises homeowners to invest in crank-style windows over the builder-grade sliding variety. "Sliding windows commonly found in new construction don't seal quite as tight as casement (crank) windows," says Jones. "Although crank windows might cost 15 to 25 per cent more than sliding windows, they'll save you more in home efficiency."

Although some homeowners swear by storm doors to block out wind and cold, Jones says investing in a high quality fibreglass door is more beneficial when it comes to winterizing your home.

"Fibreglass doors are less likely to warp," says Jones. "And the inside of the door is injected with foam so it insulates better and keeps heat in."

Many homeowners might not think of the garage when they go about winterizing their home, but organizing the space is imperative if you want to utilize the garage over winter.

During the hot summer months, the garage is frequently used as a workshop for home projects and the car is parked on the street or driveway. But when the weather grows cold, homeowners generally want to shelter their cars from the elements. And to do that, they have to get everything off the floor.

Because the car often takes up most of the garage, walls and ceilings are the most valuable storage areas.

"Use the height in your garage to store things used less often, such as seasonal decorations and tires," says Rick Scully, chief transformation officer of Nuvo Garage in Toronto. "You can buy ceiling baskets that hang from the ceiling where you can store items."

The walls are ideal for storing frequently used tools and new garage storage products are available for this purpose.

"They are basically heavy-duty PVC wall panels that homeowners can insert hooks in," says Scully. "The hooks and panel are so strong, you can hang anything from ladders to lawn mowers on them."
© Copyright (c) Postmedia News

Tuesday, October 25, 2011

LIFE IS BETTER WHEN YOU'RE PREPARED

We work with only the best
Contact Manulife Financial for your future.
Financial Advisor - Jonathan Showers 514.421.7090 x 264

HAVE A GREAT DAY!


Have a wonderful day!

16 SURPRISING SOURCES OF PROTEIN

Protein does more than just build strong muscles. It also strengthens bones, increases satiety, protects against heart disease, and helps support a healthy immune system. We also know that consuming plenty of protein is an essential component of achieving and maintaining a healthy weight. When most people think about protein, foods like chicken, beef, pork, and eggs usually come to mind. But there are several hidden protein treasures that can help you meet your needs while also helping you cut back on your meat intake.

Beans

Beans are well-known for being high in fiber, but did you know they are also high in protein? Beans are a wonderful source of protein, ranging from 10-18 grams per cup cooked, depending on the type. They're also versatile and economical. Dried beans are very inexpensive and can be incorporated into a variety to dishes. Diets that include beans may reduce your risk of heart disease and certain cancers. Another bean bonus: A recent study found that people who eat beans weighed on average 7 pounds less and had smaller waists than those who didn't eat beans. To reduce some unpleasant side effects, rinse beans in water to reduce their gas-producing effect.

Quinoa

Another surprising source of high-quality protein is quinoa. Quinoa, a seed that's commonly thought of as a grain, was originally cultivated by the Incas in South America but is gaining popularity worldwide. A quarter-cup of cooked quinoa provides 5 grams of protein. It is especially rich in the amino acid lysine, which is important for tissue growth and repair. Quinoa works well in soups and salads and can easily serve as a substitute for rice in most recipes.

Soybeans

Soybeans are the only vegetables that are a complete protein, meaning it contains all nine of the essential amino acids--amino acids that our bodies can not make and must be obtained from food. In fact, soybeans produce more than two times as much protein per acre of land than any other crop of vegetable or grain. Soybeans are used in a multitude of foods, including soy milk, tofu, tempeh (fermented soybeans), soy cheese, soy yogurt, soy nuts, edamame (green, immature soybeans), mature yellow soybeans, miso (a thick paste made from fermented soybeans and barley or rice malt--used in Japanese cooking to make soups or sauces), textured vegetable protein ('TVP'--used as a meat alternative), and others. The protein content of soy foods varies, ranging from about 25 grams for a ½-cup serving of TVP to 4 grams for a 2 Tbsp serving of miso paste.

Nuts and Seeds

Nuts and seeds are also a meat-free protein source. A one ounce serving of most nuts and seeds provide about 6-9 grams of protein.

Other Protein Sources

Other lesser known protein sources include:

Cottage cheese (14 g per ½-cup / 4 oz. serving)
Dried spirulina seaweed (8.6 g per 1 cup serving)
Bagels (7.2 g per small bagel, 3" diameter)
Oatmeal (6 g per 1 cup cooked)
Bulgur (6 g per 1 cup cooked)
Brown rice (5 g per 1 cup cooked)
Spinach (5 g per 1 cup cooked)
Baked potatoes (4.5 g per medium potato, skin included)
Peas (4.5 g per ½ cup serving)
Avocados (4 g per avocado)
Broccoli (4 g per 1 cup cooked)

SPACE SAVER MAKEOVERS FOR HOUSES & CONDOS

Are you constantly misplacing household items like your screwdriver or tennis racquet? If so, perhaps your household needs a little re-organizing. Whether your home is a compact condo, cozy semi, or spacious detached, we can all benefit from a periodic check-in to see if we are making the best use of our space.

For house owners…
Take a peek inside many Canadian garages and chances are you won’t see a car. Garages and basements often become a dumping ground for all the things we rarely use. Here are five quick ways to makeover your garage and/or basement:

Clear the clutter! Have a yard sale, sell your unused goods online, or donate items to your local charity.
Add tall utility shelving to free up floor space, keeping any hazardous cleaning, garden, and automotive supplies out of reach of children by placing them on the top shelves.
Store lesser used items on utility shelving in plastic storage containers with lids to keep out dust and moisture. Use bigger bins on casters for more frequently used items and roll them out of the way, such as under a worktable.
Clear off your workbench and use a wall or pegboard to hang frequently used tools and store the rest in a tool chest. Use jars or plastic bins for storing and organizing smaller items like nails, screws, and nuts.
Hang skis, bikes, brooms, shovels, wheelbarrows and other unwieldy sport, garden, and household items off purpose-built wall hooks or in specialty containers to keep them free from damage.

For condo owners…
Even in the smallest of condominium units, there is often under-utilized space. Here are a few ways to help you optimize it:

Transfer your music collection to a digital format and sell your space-hogging records and CDs.
Keep out-of-season clothes and spare linens in vacuum-sealed storage bags under the bed. Use hooks for bathrobes, clothes, purses, or even jewellery.
Use decorative baskets for small items like magazines, hats, scarves, mittens, and children’s toys to keep things neat and organized.
Open or floating shelving will create the illusion of space while providing stylish storage for household and decorative items.
Invest in multi-functional furniture versus individual pieces which can take up valuable floor space. For example, a padded ottoman can be used as coffee table, storage space, and extra seating.

Tuesday, October 18, 2011

EARN AEROPLAN MILES WHEN BUYING OR SELLING YOUR HOME


New Fall Promotion!
Buying or selling a home requires hard work, knowledge and experience. Let us guide you through the process and enjoy the added benefit of earning Aeroplan Miles along the way.

Earn Aeroplan Miles when you use our service to buy or sell a home. Use the Aeroplan Miles you receive from your real estate transaction with us as you see fit. Are you craving a getaway? A big-screen television? Perhaps you'd rather get appliances for your new home or dine out in style? It's your decision!



Email us for more information: dplaflamme@videotron.ca

Canadian housing market called 'bright spot' in economic news

Prices for existing homes continued to moderate in September, with year-overyear gains the smallest since January, according to the Canadian Real Estate Association.

The average price of a home sold across the country was $352,581, a 6.5-per-cent jump from a year earlier.

Sales activity rose 2.7 per cent in September from August, and 11 per cent from a year earlier but the Ottawabased group, which represents about 100 boards across the country, continued to describe the market as balanced.

"The national housing market tightened in September from the month before, but remains firmly entrenched in balanced territory," the group said in a release.

Sales for the first nine months of the year are now 1.2 per cent ahead of last year's pace.

Toronto led a number of other major markets boosting September sales. It was the highest level for national sales since the government tightened mortgage rules again earlier this year.

"The Canadian housing market remains a bright spot against a backdrop of mixed headline news about the global economy," said CREA president Gary Morse. "Low mortgage rates continue to draw buyers to the housing market, while recently tightened mortgage regulations are working as intended."

CREA said new listings nationally have changed very little over the past two months, but that the figure was affected by an averaging out of markets.

New listings rose in Toronto, Montreal, Ottawa, Oakville and Vancouver, but were offset by fewer new listings in markets like Edmonton and the Fraser Valley.

Nationally, the sales-to-new listings ratio was 52.8 per cent in September, up from 51.6 per cent in August, and still considered a balanced market. CREA says almost two-thirds of Canadian markets have a sales-to-new listings ratio of 40 per cent to 60 per cent, which is considered balanced.

The number of months of inventory, which is based on how long it would take to sell current listings based on the current sales pace, was 6.1 months in September. It was 6.2 months in August.

Gregory Klump, chief economist for CREA, noted housing has remained stable in face of market volatility, which has contributed to Canadian confidence.
© Copyright (c) The Montreal Gazette

Read more: http://www.montrealgazette.com/business/Canadian+housing+market+called+bright+spot+economic+news/5564736/story.html#ixzz1b8qnkHH3